The Gist Blog

St. Pete Real Estate Insights

Real numbers, honest takes, and neighborhood-level insights. No fluff. Updated monthly so you always know what's actually happening in St. Pete.

24 posts

Buyer Tips·June 24, 2026

Flood Zone X vs. Everything Else: How to Read a St. Pete Listing Before You Fall in Love

Flood zones are the thing St. Pete buyers are most anxious about — and the thing most listings explain least clearly. Here's how to actually read them before you schedule a showing.

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Relocation Guide·June 24, 2026

Moving to St. Pete From Out of State? A Neighborhood-by-Neighborhood Breakdown

Old Northeast vs. Historic Kenwood vs. Shore Acres vs. the beach neighborhoods — what's the actual difference, and what does your money get you in each? The relocation guide nobody else writes.

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Seller Tips·June 24, 2026

Thinking of Selling in St. Pete? The First 14 Days Decide Everything

The most expensive mistake sellers make in this market isn't the price they accept — it's the price they start at. Here's how the first two weeks of your listing determine everything that follows.

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Buyer Tips·June 24, 2026

What Your Monthly Payment Actually Covers in St. Pete (Insurance, Taxes, and the Stuff Nobody Warns You About)

Florida has no state income tax, which sounds like a financial win — and it is. But the true cost of homeownership in St. Pete has components that catch buyers off guard. Here's the full picture.

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Relocation Guide·May 28, 2026

Moving from Atlanta to St. Pete: What Georgia Buyers Need to Know

Atlanta is one of the biggest feeder markets for St. Pete, and it's easy to see why. The financial case is real, the drive is manageable, and the lifestyle shift is dramatic. Here's what I tell Atlanta buyers before they start the search.

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Relocation Guide·May 28, 2026

Moving from Texas to St. Pete: What Dallas, Houston, and Austin Buyers Should Know

Texas buyers are increasingly looking at St. Pete, and the comparison is more interesting than most people expect. Here's what to know before you make the move.

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Buyer Tips·May 28, 2026

The Best St. Pete Neighborhoods for Families: What Actually Matters

The 'best schools' question is where most family searches start, but it's rarely where they end. Here's how I actually think through neighborhood choices with families buying in St. Pete.

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Relocation Guide·May 28, 2026

St. Pete vs. Tampa: Which City Should You Move To?

It's the question I hear from almost every out-of-state buyer who's looking at the Tampa Bay area. They're not the same city, and the choice matters more than most people realize before they visit.

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Relocation Guide·May 27, 2026

Moving from New York to St. Pete: What to Expect (From Someone Who Did It)

I made this move myself, and I've helped a lot of New Yorkers do the same. The lifestyle shift is real, the financial case is strong, and the hardest part is usually not what people expect.

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Relocation Guide·May 27, 2026

Moving from Chicago to St. Pete: What Chicago Buyers Should Know

Chicago buyers tend to have strong neighborhood instincts, an appreciation for historic architecture, and one very clear motivation: the winters. Here's what you actually need to know before you make the move.

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Relocation Guide·May 27, 2026

Moving from California to St. Pete: The Real Numbers and What to Expect

California buyers are often doing this for the financial math as much as anything else. The numbers are significant. Here's what your California equity actually buys in St. Pete, and what to know before you make the move.

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Relocation Guide·May 20, 2026

Relocating to St. Pete? Here's What Your Budget Gets You by Neighborhood

If you're moving to St. Pete from out of state, one of the first questions I get is: what can I actually afford here? The answer depends a lot on which neighborhood matters more to you than which zip code sounds right.

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Market Report·May 20, 2026

St. Pete Market Update: May 2026

Here's the honest read on what's happening in St. Pete right now: median prices, days on market, and what it actually means if you're thinking about buying or selling this spring.

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Buyer Tips·May 12, 2026

The Best Non-Flood-Zone Neighborhoods in St. Petersburg, FL

Flood zones are one of the most important factors in buying a home in St. Pete, and one of the most overlooked. The good news: there are plenty of great neighborhoods here with significantly lower flood exposure. Here's where to look.

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Neighborhood Guide·May 12, 2026

Shore Acres vs. Venetian Isles: Which Boating Neighborhood Is Right for You?

I get asked this one a lot. Both offer canal access and that northeast waterfront lifestyle, but they're different in ways that matter. Here's how I'd think through the choice.

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Buyer Tips·May 5, 2026

Condo Buying in St. Pete: What the New Laws Mean for You in 2026

Florida's condo legislation changed everything: reserves, inspections, HOA fees, insurability. If you're shopping for a condo in St. Pete right now, here's what you need to know before you make an offer.

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Lifestyle·April 30, 2026

Why People Are Moving to St. Pete (And Why They Stay)

I talk to a lot of people considering a move to St. Pete, from New York, Chicago, California, other parts of Florida. After a while, I noticed something: the reasons people come here and the reasons they stay are almost never the same thing.

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Buyer Tips·April 22, 2026

The NAR Settlement: What Buyers and Sellers in St. Pete Need to Know

The National Association of Realtors settlement changed how real estate commissions work across the country. Here's what it actually means for buyers and sellers in St. Pete. No spin.

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Buyer Tips·April 15, 2026

What Every Buyer in St. Pete Needs to Know About Flood Zones

Flood zones are the thing buyers most often overlook, until they get the insurance quote. Here's a plain-English breakdown of what they mean and how to factor them into your search.

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Market Report·April 3, 2026

St. Pete Market Recap: Q1 2026

A lot shifted in the first quarter of this year. Inventory moved, days on market stretched, and buyers got a little more breathing room. Here's what the data shows and what it means going forward.

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Neighborhood Guide·March 22, 2026

Why Old Northeast Keeps Holding Its Value

It's not just the brick streets and period homes. There are real structural reasons Old Northeast holds up in almost any market condition. Here's why I think it's one of the best long-term plays in the city.

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Buyer Tips·March 10, 2026

Assumable Mortgages: What They Are and Why St. Pete Buyers Are Talking About Them

With rates where they are, the idea of taking over a seller's 3% mortgage sounds like a dream. Here's how assumable mortgages actually work, and when they make sense.

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Buyer Tips·February 18, 2026

How Hurricane Helene Changed the Way People Buy Homes in St. Pete

After Helene hit in 2024, something shifted in how buyers think about St. Pete real estate. Here's what I've seen change, in the data and in the conversations.

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